
Banana Chocolate Chip Muffins: Moist, Golden, and Your New Favorite Treat!
Hey there, Jason Griffith here! There’s something undeniably comforting and universally loved about a warm, freshly baked muffin. And when that muffin combines the natural sweetness of ripe bananas with the irresistible joy of melty chocolate chips, you’ve got pure magic! These Banana Chocolate Chip Muffins are wonderfully moist, bake up with beautiful golden tops, and are incredibly easy to make, making them perfect for breakfast, a delightful snack, or a sweet treat anytime.
Why I Love This Recipe
I’m a huge fan of quick and easy baking recipes that deliver on incredible flavor and texture, and these muffins absolutely hit the mark. What I particularly love about these Banana Chocolate Chip Muffins is their incredible moistness and tender crumb, largely thanks to the mashed ripe bananas and melted butter. The balance of sweetness is just right, and the bursts of semi-sweet chocolate chips in every bite are simply heavenly. They’re a fantastic way to use up those overripe bananas sitting on your counter, transforming them into a delicious, wholesome-ish treat that’s always a crowd-pleaser here in Marion, South Carolina. Plus, they come together in just 30 minutes!
Ingredients
Here’s what you’ll need to create these moist and golden Banana Chocolate Chip Muffins:
- 3 ripe bananas, mashed (the riper, the sweeter – look for brown spots!)
- ⅓ cup melted butter (unsalted preferred)
- ½ cup granulated sugar
- 1 large egg, beaten
- 1 teaspoon vanilla extract (pure vanilla is recommended)
- 1 teaspoon baking soda
- Pinch of salt
- 1 ½ cups all-purpose flour
- ¾ cup semi-sweet chocolate chips
Swaps and Notes
- Bananas: Use very ripe bananas (with brown spots) for the best flavor and moisture. They mash easily and provide natural sweetness.
- Butter: Melted butter makes the mixing process super easy and contributes to a moist, tender crumb. Unsalted butter is preferred to control saltiness.
- Sugar: Granulated sugar provides the main sweetness. You can adjust slightly based on the ripeness of your bananas and your preference.
- Egg: A large beaten egg helps bind the ingredients and adds richness.
- Vanilla Extract: Pure vanilla extract enhances the overall flavor.
- Chocolate Chips: Semi-sweet chocolate chips are classic, but milk chocolate chips or even a mix of dark and semi-sweet would be delicious.
- Add-ins (Optional): A handful of chopped walnuts or pecans (½ cup) can be folded in with the chocolate chips for added crunch and nutty flavor. A pinch of cinnamon could also be added to the flour mixture.
- Do Not Overmix: This is crucial for tender muffins! Mix only until the dry ingredients are just incorporated.
Directions
Making these Banana Chocolate Chip Muffins is quick and straightforward, perfect for a spontaneous baking session!
- Preheat Oven & Prep Muffin Tin: Preheat your oven to 350°F (175°C). Line a standard 12-cup muffin tin with paper liners or grease each cup lightly to prevent sticking.
- Mix Bananas & Butter: In a large mixing bowl, combine the mashed ripe bananas with the melted butter. Stir well until thoroughly combined.
- Stir in Wet Ingredients: Stir in the granulated sugar, beaten large egg, and vanilla extract into the banana-butter mixture. Mix until everything is well combined and smooth.
- Add Baking Soda & Salt: Sprinkle the baking soda and pinch of salt over the wet mixture. Stir briefly to combine.
- Gently Stir in Flour: Gradually add the 1½ cups all-purpose flour to the wet mixture. Stir gently with a spoon or spatula until just incorporated. It’s okay if there are a few small lumps of flour remaining; overmixing will lead to tough muffins.
- Fold in Chocolate Chips: Gently fold in the ¾ cup semi-sweet chocolate chips until evenly distributed throughout the batter.
- Fill Muffin Cups: Divide the batter evenly among the 12 muffin cups, filling each about ¾ full.
- Bake: Bake for 18–22 minutes, or until the tops are golden brown and a toothpick inserted into the center of a muffin comes out clean (a few moist crumbs are okay, but no wet batter). Baking times can vary depending on your oven.
- Cool: Let the muffins cool in the tin for 5 minutes. This helps them set. Then, carefully transfer them to a wire rack to cool completely.
Tips for Success
- Very Ripe Bananas: The browner your bananas, the sweeter and more moist your muffins will be.
- Melted Butter: Using melted butter makes this a one-bowl (for wet ingredients) recipe and contributes to the fudgy, moist texture.
- Don’t Overmix Flour: This is the golden rule for tender muffins. Mix only until the dry ingredients are just incorporated.
- Fill ¾ Full: Filling muffin cups about ¾ full ensures nice, domed tops without overflowing.
- Test for Doneness: A toothpick inserted into the center should come out clean (or with just a few moist crumbs).
Serving Suggestions and Pairings
These Banana Chocolate Chip Muffins are incredibly versatile and perfect for any time of day:
- Breakfast/Brunch: A fantastic grab-and-go option with your morning coffee or tea.
- Snack: A satisfying and sweet pick-me-up.
- Dessert: Serve warm with a dollop of whipped cream or a scoop of vanilla ice cream for an extra treat.
- Lunchboxes: A great addition for kids and adults alike.
For other comforting banana-based treats, you might also enjoy my This Chocolate Chip Banana Bread Is My Favorite Way to Use Up Overripe Bananas (a loaf version!) or my creamy Banana Pudding Rice Krispie Treats.
Storage and Leftover Tips
Store leftover Banana Chocolate Chip Muffins in an airtight container at room temperature for up to 3 days, or in the refrigerator for up to 5 days. The moisture from the bananas helps them stay fresh. These muffins also freeze beautifully! Place cooled muffins in a freezer-safe bag or container. They will keep well for up to 2 months. Thaw at room temperature or warm briefly in the microwave for a fresh-baked feel.
More Recipes You Will Love
If you loved the moist texture and comforting flavors of these muffins, here are a few more delightful dessert recipes that I think you’ll absolutely love:
- For another fantastic way to use up bananas with a hidden veggie, check out my Banana Zucchini Muffins.
- If you’re a fan of rich and indulgent chocolate treats, you’ll adore my These Chocolate Chip Cookie Dough Brownie Bombs Are My Favorite Sweet Obsession.
- And for a classic, decadent bar, my The Best Peanut Butter Brownies I’ve Ever Made (And I’ve Made a Lot!) are a must-try.
- For a healthy and refreshing start to your day, my Blueberry Banana Oatmeal Smoothie is a fantastic choice.
- For a truly classic, crowd-pleasing banana dessert, don’t miss my This Big Family Banana Pudding Is My Favorite Classic Dessert to Feed a Crowd.
Final Thoughts
These Banana Chocolate Chip Muffins are a true gem – combining simple ingredients into a perfectly moist, golden, and incredibly satisfying treat. They’re easy to make, always a hit, and perfect for brightening any day. Give them a bake, and enjoy your delightful treats!
What’s your favorite type of muffin to bake at home? Share your ideas and feedback in the comments below, and don’t forget to follow Chef Maniac for more delightful and inspiring recipes!




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